Steps to Select the Most Suitable Credit Cards for Your Lifestyle
Steps to Select the Most Suitable Credit Cards for Your Lifestyle
Blog Article
Steps to Select the Most Suitable Credit Cards for Your Spending Habits
Understanding the credit card perks options can be overwhelming with so many alternatives available, each offering different offers, benefits, and advantages. We've optimized the process to help you get started in less than 5 minutes, with continuous monitoring so that you are always kept updated if there are better cards available for you.
**Understanding Your Spending Habits**
The first step is to understand your monthly expenses across different categories such as:
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- E-commerce
- Contactless
- Food and beverage expenses
- Foreign Currency Spend
- Miscellaneous expenses
This information helps us identify your spending patterns and determine the best set of credit cards based on your spend.
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**Custom Credit Card Recommendations**
Next, our artificial intelligence system compares your spending patterns with our repository of credit cards to estimate the potential rewards you could earn from various credit cards, considering factors like incentive percentages, caps, and exclusions.
We ensure our database is current of credit card offers from all key financial players in Singapore, including reward and discount cards as well as Welcome Incentives.
We also suggest options for further optimization such as only focusing on select bank offerings or fee-waived cards initially.
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**Dynamic Tracking and Advice**
Since offers and conditions can change over time, our platform regularly refreshes its recommendations based on your expenses and alerts you of changes to optimize your setup to boost your benefit accrual. This adaptable process ensures you always have the ideal set of cards to maximize your rewards and benefits.
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